The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Three Keys to a Great Password Have fun and learn how to craft the perfect password with the help of this highly engaging infographic. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.