Ralph A. Minichino, RFC, BFA™ is the owner of Minichino Wealth Management, LLC located in Branford, CT. He is a financial planner with Securities America Advisors, Inc. with over 31 years of experience. He has been a qualifier for the Million Dollar Round Table for 28 years and is a member of the National Association of Insurance and Financial Advisors. Ralph is a nine-time recipient (2013 - 2021) of the Five Star Wealth Manager Award featured in Connecticut Magazine.* He has also earned numerous other awards and recognition for his achievements and excellence.**
Receiving his BA in Economics from Providence College, Rhode Island, Ralph demonstrates commitment to staying at the top of his field by attending ongoing educational and professional training seminars. He has earned the designations of Registered Financial Consultant (RFC) from the International Association of Registered Financial Consultants along with the Behavioral Financial Advisor (BFA™) designation.
Ralph’s areas of knowledge include Investment Management, pre and post Retirement Planning, and Estate Planning. He has been a featured speaker at seminars for the public and companies throughout Connecticut on wealth management, financial planning, estate planning and retirement issues. Ralph is committed to establishing long term relationships with clients to make it possible for them to achieve their hopes, goals and a healthy financial future.
Ralph resides on the shoreline town of East Haven, Connecticut with his wife, Maria and their three children, Antonio, Briana and John. Ralph participates in various youth and community activities. He is an avid horse racing fan and owner.
Registered Representative offer securities through Securities America, Inc. Member FINRA("http://www.finra.org)/SIPC(www.sipc.org)" www.finra.org)/SIPC(www.sipc.org). Investment Advisor Representatives offer financial advice through Securities America Advisors, Inc. Minichino Wealth Management, LLC., and the Securities America companies are separate entities.
Securities licensed in: CT, CO, FL, MA, MD, NC, NY, RI & SC.
Securities offered through Securities America Inc., Member FINRA/SIPC and advisory services offered through Securities America Advisors, Inc. Ralph Minichino, Representative. Minichino Wealth Management, LLC and the Securities America companies are unaffiliated. (04/08)
Estate planning offered in conjunction with a third party attorney.
*The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria:
1) Credentialed as an investment advisory representative (IAR) or a registered investment advisor;
2) Actively employed as a credentialed professional in the financial services industry for a minimum of five years;
3) Favorable regulatory and complaint history review;
4) Fulfilled their firm review based on internal firm standards;
5) Accepting new clients;
6) One-year client retention rate;
7) Five-year client retention rate;
8) Non-institutionalized discretionary and/or non-discretionary client assets administered;
9) Number of client households served;
10) Educational and professional designations.
Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may opt to purchase additional profile ad space or related award promotional products. The award methodology does not evaluate the quality of services provided. The award is not indicative of the award winner’s future performance.
3,147 Connecticut area wealth managers were considered for the award; 289 (9 percent of candidates) were named 2019 Five Star Wealth Managers. 2018: 3,178 considered, 293 winners; 2017: 2,218 considered, 283 winners; 2016: 1,985 considered, 417 winners; 2015. To qualify as having a favorable regulatory and complaint history for this award, the person cannot have (1) been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine, (2) had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process, (3) individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, (4) filed for bankruptcy, or (5) been convicted of a felony.
** Allmerica Circle of Honor, Allmerica Inner Circle, Pacific Life Award of Excellence, AIM Award of Excellence, WM Group of Funds Award of Excellence